Top.Mail.Ru
Convenient car leasing for individuals, LLCs, and entrepreneurs
Fair conditions without hidden fees and penalties
Fast approval
No bureaucracy
Available cars
No fines or late fees

Car leasing

What are the benefits of GTK Leasing?
GTK Leasing
No hidden fees
No late payment penalty
Consideration of 2 documents (passport + driving license)
We allow to sell leased cars
Appeal processing within 1 hour
Getting a car on the same day
Contracts include all payments (tax, preparation)
Our cars are fully equipped
Taxi drivers can use our cars right away
Our competitors
Take money without notice
Penalties from 0.2% per day
Require various documents
Do not allow to sell leased cars
Processing takes more than 1 day
Cars are ready only after 3 weeks
Contracts do not include additional expenses
Taxi drivers have to equip leased cars
Preparing a car for a taxi at the expense of the client
Here is how leasing in our company works
01
File an application
02
Choose a vehicle or order a new one
03
Get approved
04
We draw up a contract
05
You make an advance payment
06
We prepare a car
07
You start driving
What cars can you buy?
Go to the catalog
Toyota Camry Prestige Safety
99 000 rubles per month for 5 years
automatic
PETROL
new car
В НАЛИЧИИ
ПОД ЗАКАЗ
2.5 l
В НАЛИЧИИ
ON ORDER
Mercedes-Benz E220d 4Matic Sport
141 000 rubles per month for 5 years
2.0 l
automatic
DIESEL
new car
IN STOCK
Kia K5 Luxe
109 000 rubles per month for 5 years
2.0 Л
automatic
PETROL
new car
ON ORDER
ТАКСИ/ЛИЧНОЕ
Leasing program and conditions
Our prices are lower than in dealerships or banks
Leasing payment from 21 000 rubles per month
The term of repayment for passenger cars is up to 36 months
Credit history is not needed for leasing
We do not charge penalties for late payments
New and used cars are available for leasing
Cars of any brand and model
We lease cars to CIS and Russian citizens
We need only 2 documents to approve leasing, ID and driver's license
The final price will be much lower than retail.
At any time, you can buy a car at the residual value.
Calculate leasing cost
The price shown is preliminary. To find out the exact price, please call us at 8 800 222 74 46
15%
The minimum down payment is 15%.
9.7%
Overpayment per year from 9.7%.
8%
8% discount on business and premium class cars
All documents and a car will be ready after 14 business days. Do not wait 30-40 days when you can do it in 2 weeks!
All the documents you need are only an ID and a driver's license.
Company's history
2011
GTK Leasing opened in 2011 and sold the first 10 vehicles.
2012
In 2012, the company started working in partnership with Avilon, Yandex, and Mercedes-Benz. The first leasing office opened in Moscow. GTK Leasing's fleet increased to 30 vehicles.
2013
Opened its own car service in Moscow to service the company's fleet. The number of vehicles has increased to 150.
2014
In 2014, the fleet had 500 cars. We saved the Izmailovo fleet of 70 cars from bankruptcy. We retained the company's staff and arranged third-party management
Comparing loan and leasing
Kia Rio in leasing - the benefit is more than 48 943 rubles.
The benefit is even greater for more expensive brands and cars

Kia Rio в лизинг — выгода более 48 943 рублей.

На более дорогие модели авто выгода еще больше
Buying a car with leasing

Our official car's cost is
927 000
Difficulty in approval
No
Minimum initial deposit
from 89 000
Down payment
179 980
Total lease payment for 2 years
1 094 669
Total loan payments
0
OSAGO first year
11 000
CASCO first year
30 000
OSAGO second year
11 000
CASCO second year
25 000
Life insurance
0
Waiting for a license before the first payment
0
Pasting GOST + Brand
0
Registration
0
Waybills and taxes for 2 years + other formalities
0
Additional fees after taxes
0
Support on any matters
Yes
Difficulties with insurance for taxi drivers
No
Risk of late payment penalties
No
Possibility to buy a used car
Yes
Possibility to purchase a car for CIS citizens
Yes
Need for collateral or guarantors
No
Possibility to sell the car without damage
Yes
Total car amount
1 351 649
Leasing benefit
48 943
Credit history check
No
Buying a car with loan

Our official car's cost
946 000
Difficulty in approval
Yes
Minimum advance payment
from 179 980
Down payment
179 980
Total lease payment for 2 years
0
Total loan payments
849 112
OSAGO first year
20 000
CASCO first year
80 000
OSAGO second year
20 000
CASCO second year
80 000
Life insurance
70 000
Waiting for a license before the first payment
20 000
Pasting GOST + Brand
8 000
Registration
3 000
Waybills and taxes for 2 years + other formalities
26 700
Additional fees after taxes
43 800
Support on any matters
No
Difficulties with insurance for taxi drivers
Yes
Risk of late payment penalties
Yes
Possibility to buy a used car
No
Possibility to purchase a car for CIS citizens
No
Need for collateral or guarantors
Yes
Possibility to sell the car without damage
No
Total car amount
1 400 592
Leasing benefit
48 943
Credit history check
Yes
Our partners
We work with the world's leading carmakers.
Our service
Car assistance program
Additional service packages to maintain leased cars.
Comprehensive roadside assistance for our clients.
Help with traffic police issues
Assistance in extending OSAGO and CASCO
Satellite security system
Regular maintenance
Fuel program
Assistance with insured events
Help on the road in emergency situations
Body and locksmith repairs
Regular maintenance
Help with documents for taxi drivers
Frequently Asked Questions
How long does the paperwork take?
Approving the deal and signing the contract - 1 day.

Delivering a car:

Option 1. Car is available.

If the car is available, it'll be ready on the same day.

Option 2. Car upon request.

Every new deal is unique in its own way. Each car requires approval of the dealership and the financing organization.

After approval, we need time to register the car and prepare the necessary payments.

In practice, it takes about two weeks from the moment of signing the contract to getting a car, but in case of force majeure situations, 14 working days are added.
Who will be the owner of the car in STS?

Since you are purchasing a car under a lease agreement, our company will be indicated in all documents, but under the agreement you remain the car owner and after the full payment, the car belongs to you which will be displayed in the STS and PTS. You can also notarize the agreement.

This is the same as taking an apartment in mortgage, under the agreement you become the apartment owner only when you pay off the mortgage in full and the bank encumbrance is removed from the apartment.

What are the guarantees that you will not disappear or go bankrupt?
Before choosing a reliable leasing service provider, many people study the information on the websites of various companies. And unfortunately, it is not uncommon for people to make their choice based on secondary factors of the company's reliability.

The best guarantee in business is the company's reputation and longevity. GTK Leasing has existed since 2013, and within our holding, there are companies that have been successfully operating since 2011. Our fleet already consists of more than 950 vehicles. In addition, we have an impeccable reputation in leaning organizations. All this information can be checked in open sources on the Internet, as well as requested from our managers by phone +7 800 222 74 46 or at any of our offices in Moscow and other Russian cities.
What happens if at some point I can not pay the payments (fulfill the terms of the contract)?
We are always loyal to our clients and try to solve their problems by any means. If the client does not have the opportunity to repay the debt on time, we do not seek to terminate the contract as soon as possible and do not even charge penalties, unlike other leaning organizations.

We try to resolve this issue within 1-2 weeks, but if we do not find a solution, then the contract is terminated.

In this case, the client is released from paying subsequent payments.

Also, if it is impossible to continue paying under the lease agreement, you have the right to independently find a buyer and transfer obligations for payments for your car to him. You will need to report this to our sales department and we will reissue your lease agreement to the new owner.

Why is it possible to rent a car only with a down payment?
The down payment allows you to lower your monthly payments. The higher the down payment, the lower the subsequent payments. The minimum approved downpayment is 10% of the car cost.

If this is a taxi leasing, then the down payment is a guarantee and an additional incentive for clients to work during the entire rental period and get a car in their ownership. Down payment can be made at the time of getting the car or after signing the contract.
What are the advantages of leasing for individuals?
For individuals, the main advantages of leasing:

1. Convenient monthly payments with a repayment schedule that suits you.
2. The minimum package of required documents and fast application processing.
What are the benefits of leasing for organizations?
1. The leasing service allows you to use the car to make a profit without the simultaneous withdrawal of a large amount of money from the company's turnover.
2. Possibility of including the costs of car maintenance and insurance in monthly payments.
3. Individual payment schedule under the lease agreement.
4. Payments under a lease agreement are not taxed under the current Russian tax legislation.
5. The lessee company does not pay transport tax on the car used under the lease agreement until the car is fully redeemed and on the organization's balance sheet.
Mandatory requirements for lessees
The borrower must monitor the technical condition of the leased vehicle. It must be provided at the conclusion of insurance contracts. It is important to pass a technical inspection on time and follow the leasing company's other recommendations regarding car operation.

Payments under the lease agreement must be made according to the approved payment schedule. In case of delay, the lessor may withdraw the vehicle in the manner described in the contract.

Conditional procedure for concluding a transaction under a lease agreement
First you need to choose the optimal leasing conditions. The leasing company offers its clients various programs depending on the amount of the initial advance, the lease term, and the details of registering a vehicle with the traffic police and transferring ownership of it.

The next step is the collection and transfer of documents required to conclude a lease agreement. In the leasing company, clients get a list of documents to be collected and provided. For an individual: copies of a passport, driver's license, work record book, as well as a certificate of income and an application form. The list of documents for legal entities includes copies of constituent documents, documents confirming the management's authorities, as well as financial statements for the previous year or quarter.

If the leasing company approves the transaction, two contracts are executed: a lease agreement and a vehicle purchase and sale contract.

After the client makes an down payment under the lease agreement, they get the car. Insurance and registration of a car in the traffic police are carried out by one of the parties according to the agreement. If the car is registered to a leasing company, you will be issued a power of attorney. After the car transfer, all responsibility for its correct operation and storage lies with the lessee.

The lessee needs to make payments in a timely manner, monitor the technical condition of the car and provide it for technical inspection during the annual car insurance. It is also important to timely renew the power of attorney issued by the leasing company to drive the vehicle.
Buying a car on lease is a popular service for individuals and legal entities in Russia. Leasing or long-term car rental with a possible subsequent purchase is one of the most reliable and convenient ways to financially support buyers around the world.

The essence of the leasing transaction

When you have found a suitable car in our catalog, our partner leasing company with your consent undertakes to buy this car from the dealer. As a result, the lessor takes ownership of the selected car in order to rent it to you for long-term use. At the same time, according to the lease agreement's terms , at the end of the lease period, you can either return the car to the leasing company-owner, or buy it from it at a fixed residual value prescribed in the agreement.

At the time of purchasing a car at a dealership, the signing of a lease agreement occurs from three parties:

  1. The car seller is a dealership.
  2. Leasing company.
  3. Buyer.

What are the advantages of leasing?


For individuals:

  1. Convenient monthly payments with a debt repayment schedule that suits you.
  2. The minimum package of required documents and fast application processing within 1 (one) business day.
  3. Availability of special programs of preferential car leasing allowing you to buy a car at a really good price.

For organizations:


  1. The leasing service allows you to use the vehicle, including expensive special equipment in order to make a profit without a one-time withdrawal of a large amount of money from the company's turnover.
  2. Possibility to include the cost of car maintenance and insurance in monthly payments.
  3. An individual payment schedule under a lease agreement, depending on the expected income of a particular company.
  4. Payments under the lease agreement will not be taxed according to the current Russian tax legislation.
  5. The lessee company does not pay transport tax on the vehicle used under the lease agreement until the vehicle is fully redeemed and on the organization's balance sheet.

Mandatory requirements for lessees:


The borrower imust carefully monitor the technical condition of the leased vehicle and provide it when concluding insurance contracts. At the same time, it is important to pass a technical inspection on time and follow the leasing company's other recommendations for regarding the car operation.

Making payments under the lease agreement in strict accordance with the approved payment schedule. In case of delay, the lessor has the right to withdraw the vehicle in the manner described in the agreement . Thus, leasing companies can partially cover their risks.

We are in Vkontakte
12000+
подписчиков
400+
публикаций